"As a fiduciary, I take my responsibilities very seriously. I promise to worry about your investments all day long- as long as you promise to let me sleep peacefully at night."
Fiduciary Services
Financial decisions can become increasingly complex as you approach retirement.
You may be deciding how to invest your savings, when to retire, how to generate income, what to do with an old 401(k), or how to coordinate multiple accounts and financial strategies. During those moments, you want to know that the guidance you're receiving is centered on your goals, your circumstances, and your financial well-being.
At Taylor Retirement Solutions, our fiduciary approach is built around helping clients make thoughtful financial decisions with their interests at the center of the conversation.
What Does It Mean to Be a Fiduciary?
In financial services, a fiduciary is generally required to act in the client's best interest when providing services subject to a fiduciary duty. That responsibility is important. Financial recommendations shouldn't simply be based on what is available. They should be considered within the context of your financial situation, objectives, needs, risk tolerance, and retirement goals.
For Taylor Retirement Solutions, that means beginning with you—not with a product.
Advice Should Start With Understanding Your Life
Before determining what financial strategies may be appropriate, we believe it's important to understand the person behind the portfolio.
Where are you today?
When would you like to retire?
What does retirement look like to you?
How much income will you need?
What concerns you most about the future?
Who else depends on you financially?
What do you want your money to accomplish during your lifetime—and after it?
Those conversations provide context for the financial decisions that follow.
Putting Your Financial Picture Together
Retirement rarely involves one isolated decision. Your investments can affect your income strategy. Your Social Security decision can affect how much you need from your portfolio. Healthcare costs can influence your retirement budget. Long-term care can affect your assets and legacy. Fiduciary financial guidance can consider how these different areas relate to one another.
Depending on your needs, that may include reviewing:
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Retirement income
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Investment portfolios
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401(k)s and IRAs
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Pension benefits
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Social Security
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Medicare considerations
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Risk management
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Insurance
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Long-term care
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Beneficiary and inheritance considerations
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Other financial assets and obligations
The objective is to make recommendations in the context of your overall financial circumstances, rather than looking at a single account or product in isolation.
More Than 40 Years of Financial Experience
Trust is especially important when you're asking someone to help guide decisions involving money you've spent decades accumulating. Larry Taylor, CFP™ brings more than 40 years of financial industry experience to his work with individuals and families. As a CERTIFIED FINANCIAL PLANNER™ professional, Larry combines decades of industry perspective with a planning process centered around understanding each client's individual circumstances and financial objectives. At Taylor Retirement Solutions, the goal isn't to make financial decisions for you. It's to help you understand your choices so you can make informed decisions about your future.
Your Financial Future Deserves Thoughtful Guidance
You worked hard to build your financial life. The guidance you receive should reflect your goals, your needs, and the future you're working toward. Taylor Retirement Solutions provides experienced financial guidance designed to help you better understand your options and make informed decisions throughout retirement.
Fiduciary obligations depend on the capacity in which a financial professional is acting and the specific services being provided. Investment strategies involve risk, including possible loss of principal. Taylor Retirement Solutions does not provide legal or tax advice. Clients should consult qualified legal and tax professionals regarding their individual circumstances.
